I am slowly accomplishing my paying off debt and savings. I’m so proud of myself!

As of today,  January 11th, 2010 I have paid 7.4% of my debt!  That may seem like a small number. Its only one and a half digits. However, you must keep in mind my debt started at almost 19k. I’m working hard and slowly paying down my debt. I cannot wait to get to a double digit number.

My savings are coming along too! My Christmas Fund, 2010 is at 30%. I’m hoping by May or June, 2010 for it to be funded 100% so I can focus on other saving goals.

My Emergency Fund, is at 31.1% and again, I am shooting for getting it fully funded by May or June, 2010.

But in order to faciliatate that 100%, I’ve gotta work more! I will do my best!

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Today I did my first grocery shopping trip of 2010! My weekly budget is $40. However this week, I did go over I spent $57. Yikes!!! However, I am determined to spend less for the remainer of the month, so I can catch up and have a final monthly amount of $160.

I got a lot of good deals that will last a long time. My local grocery store had a triple coupon sale. I did get a lot of goodies for free, as well. Original total was $139 and I spent $57, so I saved about—-$82 with coupons!

Here are my 2010 Financial Relation Resolutions:

• Finish building our 2010 Christmas Fund by May, 2010
• Finsh building our Emergency Savings Fund by July, 2010
• Pay off debts 1-9 and 12-17 by the end of the year
• Pay down half of debts 10 and 11 by the end of the year
• Be better at keeping our monthly budget
• Do not incur new debt
• Open a secured credit card to start rebuilding my credit

For me 2009 was a wonderful year full of new beginnings.

• I started a new job in January in a whole new industry-the mortgage business. I learned so many skills that I will be able to take with me for other positions in life.

• I celebrated my 1 year wedding anniversary to my sweet and adorable husband.

• I had a court victory in July which resulted in more time with my children

• I paid off my Capital One Credit Card!!!!!! Woo-Hoo!!!!!!!

I won’t miss you one little bit, CAPITAL ONE!!!

• I got a second job which I adore and it enables me to continue to pay off our debts! Yea-Hoo!!!

Thank You,

• My husband and I went to New York in August, and I saw the Statue of Liberty in Person! It was amazing and Beautiful!

• I graduated from the CAC! That was a big personal victory for me
• As of today, December 31, 2009 I am paying off ALL my debts with payment plans!
• I opened up several savings accounts!

I have so many blessings and so much I am thankful for–in 2009. I cannot wait to see what 2009 Brings.

~*~Mary~*~